FINANCIAL AID PUBLICATIONS
STUDENT FINANCIAL AID HANDBOOK
2012– 2013
Chapter One
WHAT IS FINANCIAL AID?
Financial aid consists of three basic types: loans, scholarships/grants and work study:
- Loans are financial aid which must be repaid.
- Scholarships and grants are financial aid which does not have to be repaid.
- Work study consists of part-time jobs for which you are paid on an hourly basis. Money is earned while attending school; does not have to be repaid.
At UMDNJ, these three basic types of financial aid come from a variety of sources: the federal government, the State of New Jersey, UMDNJ itself, or outside agencies, organizations, and donors.
For a list of major programs, click here Summary of Major Financial Aid Programs.
SERVICE COMMITMENT PROGRAMS
ARMED FORCES HEALTH PROFESSIONALS SCHOLARSHIPS (AFHPS)
Scholarships are available to U.S. citizens enrolled in Medical, Dental or Osteopathic schools. In return for financial assistance, students must serve in the Armed Forces. In addition to paying for tuition, fees and required books & supplies, the scholarship pays a monthly living expense stipend. The expectation is that a student will serve year-for-year after graduation.
For additional information and/or an application, call or email any of the following branches:
NJ NATIONAL GUARD (ARMY)
Medical Service Corps
Recruiting and Retention Office
3650 Saylors Pond Road, 2nd Floor
Fort Dix, NJ 08640
Contact Person: Josephine Grey, AMEDD/Special Branches Recruiter
1-609-562-0748 (work) or 1-609-571-6576 (cell)
Email: Josephine.c.grey@us.army.mil
US AIR FORCE
Recruiting Office
303 George Street, Suite 103
New Brunswick, NJ 08901-6129
Contact Person: Technical Sergeant Sal Caruvana
Email: Salvatore.caruvana@rs.af.mil
Contact Person: Sergeant William Paparetys
Email: William.papateys@rs.af.mil
US AIR FORCE
Recruiting Office
1150 1st Avenue, Suite 502
King of Prussian, PA 19406
Contact Person: Master Sergeant Chris Foreman
1-610-491-9714 Ext. 12
US ARMY
Health Recruiting Team
Building 2201 Route 38E, Suite 105
Cherry Hill, NJ 08002
Contact Person: Sgt. First Class Reginald Coaxum
1-856-414-0145
Email: Reginald.coaxum@usrec.army.mil
US ARMY
Health Recruiting Team
Building 2201, Route 38, Suite 105
Cherry Hill, NJ 08002
Contact Person: Sgt. David Ressler
1-877-228-1952 (cell)
1-856-414-1924 (work)
US ARMY
Picatinny Medical Recruiting Station
Building 30 North
Picatinny Arsenal, NJ 07806
Contact Person: SFC Eric McMillion
1-973-724-7771 (work)
1-877-228-1958 (cell)
Email: eric.mcmillion@usarec.army.mil
US NAVY
Navy Recruiting District New York
1975 Hampstead Turnpike, 3rd Floor
East Meadow, NY 11554
Contact Person: Danuta Kuncman-Dybicki, Advertising Coordinator
1-516-683-2500 Ext. 2565
US NAVY
Navy Reserve Recruiting Command Area Northeast
Naval Reserve Center Bronx
4 Pennyfield Avenue
Bronx, NY 10465
Contact Person: Evan D. Dash, LCDR, USNR
1-718-828-8729
US NAVY
Navy Officer Program Recruiter
10 Woodbridge Center Drive, 6th Floor, Suite 630
Woodbridge, NJ 07095
Contact Person: Lt. Nick Perez
1-732-433-3009
NATIONAL HEALTH SERVICE CORPS (NHSC)
The program is designed to recruit allopathic and osteopathic physicians/dentist, certified nurse midwives, family nurse practitioners and physician assistants to serve in areas designated by NHSC that have shortage s of primary care health professionals.
Eligibility Criteria
Must be a U.S. citizen or U. S. National and full-time in an accredited program and school.
Terms and Conditions
Government pays tuition and fees. Students chosen for the scholarship must agree to one year of service commitment in a Health Professional Shortage Area (HPSA) for each year of scholarship support, with a required minimum commitment of two years and maximum of four years.
UNIVERSITY PROGRAMS
UMDNJ INTERNAL SCHOLARSHIPS
UMDNJ administers several privately endowed scholarships. Recipients are chosen based on their financial need and academic performance after completing the first year at UMDNJ. All students with completed financial aid files will be considered.
UMDNJ FOUNDATION PROGRAMS
Scholarships and/or loans are awarded through the Foundation of UMDNJ to students attending or accepted for admission at UMDNJ.
UMDNJ-EMERGENCY LOANS
Short-term no interest loans are limited and based upon availability of funds. Financial aid must be pending with the Student Financial Aid Office to be approved for a loan. Emergency loans will be repaid as soon as financial aid becomes available so other students have access to these funds. This application is available on the web portal under the Financial Aid Tab. Funds disbursed through direct deposit or to the address on the application.
OUTSIDE PROGRAMS
NATIONAL MEDICAL FELLOWSHIPS (NMF)
The core program of NMF is the Need-based Scholarship. Offered primarily to first- and second-year medical students, these scholarships are granted on the basis of financial need. NMF scholarships are increasingly important due to escalating cost of medical school and spiraling student debt.
NMF’s Merit-based awards recognize outstanding minority medical students, recommended by their medical schools, for extraordinary scholastic achievement, leadership, community services and the potential for outstanding contributions to medicine. Offered primarily to third- and fourth-year medical students.
The NMF Experience-based Fellowship Program provides special opportunities for students to work hands-on to enhance healthcare delivery in underrepresented communities in local, national and international settings. These programs match students with mentors, often eminent NMF alumni, and focus on areas of critical clinical/public health need.
Application and Selection Criteria: A rigorous application process ensures that assistance is provided to students with the greatest documented need. Scholarships are granted on the basis of financial need as determined by the student’s available resources (including parental and spouse support, education cost, and receipt of other scholarships and grants).
For additional information contact:
National Medical Fellowships, Inc.
Need Based Scholarship Program
347 Fifth Avenue, Suite 510
New York, N.Y. 10016
Phone: 1-212-483-8880 Ext. 304
Email: MBrito@NMFonline.org
WEB: www.nmfonline.org
