FINANCIAL AID PUBLICATIONS
STUDENT FINANCIAL AID HANDBOOK
2009-2010
Chapter One
WHAT IS FINANCIAL AID?
Financial aid consists of three basic types: loans, scholarships/grants and work study:
- Loans are financial aid which must be repaid.
- Scholarships and grants are financial aid which does not have to be repaid.
- Work study consists of part-time jobs for which you are paid on an hourly basis. Money is earned while attending school; does not have to be repaid.
At UMDNJ, these three basic types of financial aid come from a variety of sources: the federal government, the State of New Jersey, UMDNJ itself, or outside agencies, organizations, and donors.
For a list of major programs, click here Summary of Major Financial Aid Programs.
SERVICE COMMITMENT PROGRAMS
ARMED FORCES HEALTH PROFESSIONALS SCHOLARSHIPS (AFHPS)
Scholarships are available to U.S. citizens enrolled in Medical, Dental or Osteopathic schools. In return for financial assistance, students must serve in the Armed Forces. In addition to paying for tuition, fees and required books & supplies, the scholarship pays a monthly living expense stipend. The expectation is that a student will serve year-for-year after graduation.
For additional information and/or an application, call or write any of the following branches:
N.J. NATIONAL GUARD (ARMY)
Medical Service Corps
Recruiting and Retention Office
3650 Saylors Pond Road, Room B-212
Fort Dix, NJ 08640-7600
1-609-562-0719 or 1-800-GO-GUARD (1-800-464-8273)
http://www.1-800-GO-GUARD.com
US AIR FORCE
1150 First Avenue, Suite 502
King of Prussia, PA 19406
Contact: Master Sgt. Kim Robinson
(610) 491-9715
http://www.airforce.com
US ARMY (SOM only)
US Army Medical Recruiting Office
2201 Route 38, Suite 105
Cherry Hill, NJ 08002
Contact: Major Leon Hooten
1-856-414-0145
Main Office: 1-856-414-1982
US ARMY (NJMS/NJDS/RWJMS)
Health Care Recruiting Team Office
Building 30 North
Picatinny Arsenal, NJ 07806
Contact: SFC. Santiago Cuellar
1-877-277-5168
Main Office: (973) 724-7771
US NAVY
Navy Recruiting District New York
170 Broadway, Suite 1408
New York, NY 10038
Attn: Recruiting Medical Officer
Main Office: 1-212-385-4450
http://www.navy.com
NATIONAL HEALTH SERVICE CORPS (NHSC)
The program is designed to recruit allopathic and osteopathic physicians/dentist, certified nurse midwives, family nurse practitioners and physician assistants to serve in areas designated by NHSC that have shortage s of primary care health professionals.
Eligibility Criteria
Must be a U.S. citizen or U. S. National and full-time in an accredited program and school.
Terms and Conditions
Government pays tuition and fees. Students chosen for the scholarship must agree to one year of service commitment in a Health Professional Shortage Area (HPSA) for each year of scholarship support, with a required minimum commitment of two years and maximum of four years.
UNIVERSITY PROGRAMS
UMDNJ INTERNAL SCHOLARSHIPS
UMDNJ administers several privately endowed scholarships. Recipients are chosen based on their financial need and academic performance after completing the first year at UMDNJ. All students with completed financial aid files will be considered.
UMDNJ FOUNDATION PROGRAMS
Scholarships are awarded through the Foundation of UMDNJ to students attending or accepted for admission at UMDNJ.
UMDNJ-EMERGENCY LOANS
Short-term no interest loans are limited and based upon availability of funds. Financial aid must be pending with the Student Financial Aid Office to be approved for a loan. Emergency loans will be repaid as soon as financial aid becomes available so other students have access to these funds. Applications are available in the Student Financial Aid Office. Checks are disbursed through the campus Cashier's Office.
OUTSIDE PROGRAMS
NATIONAL MEDICAL FELLOWSHIPS (NMF)
NMF offers general scholarship awards to African Americans, Mainland Puerto Ricans, Mexican-Americans, Native Americans and Alaskan & Hawaiian Natives who are enrolled in the first or second year in accredited schools of allopathic or osteopathic medicine in the U.S.
Student must be a U.S. citizen.
Awards are granted on the basis of financial need.
Applications are available in March. The deadline for NMF to receive applications from entering medical students is June 30th. The deadline for currently enrolled students is June. Initial and renewal applications should be requested from the Student Affairs/Minority Affairs offices at UMDNJ or directly from the NMF Scholarship Program.
National Medical Fellowships, Inc.
Programs and Scholarship Department
5 Hanover Square, 15th Floor
New York, N.Y. 10004-8880
or
www.nmfonline.org
First year students are urged to submit their completed application to NMF as soon as they have received acceptance from at least one medical school even if they are awaiting responses from other medical schools. Second year students who did not apply previously are urged to submit an application.
