| Contents |
| • |
Chapter
1
Federal Stafford Loan Program (Subsidized) |
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Chapter 9
Loan Repayment / Forgiveness Programs |
| • |
Chapter 2
Federal Stafford Loan (Unsubsidized) |
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Chapter 10
What a Borrower Should Know About Repayment |
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Chapter 3
Deferment Provisions
Deferment Provisions and Sample-Deferment Forms
Forbearance Provisions
Cancellation Provisions and Sample-Cancellation Forms |
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Chapter 11
Delinquency and Default |
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Chapter 4
Federal Perkins Loan
Health Professions Student Loans (HPSL)
Loans for Disadvantaged Students (LDS)
Primary Care Loans (PCL) |
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Chapter 12
Effective Communication |
| • |
Chapter 5
New Jersey College Loans to Assist State Students (NJClass) |
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Chapter 13
Federal Student Aid Ombudman |
| • |
Chapter 6
Alternatative Loan Program |
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Chapter 14
UMDNJ Student Financial Aid Website |
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Chapter
7
Federal and Other Consolidation Loan Programs
Consolidation Loan Websites
Direct Consolidation Loans |
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Appendix
Directory of Important Contacts
Useful Financial Aid Resources |
| • |
Chapter
8
Combining Student Loans |
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Addendum
In-School Deferment For Dental Residents |
