CHAPTER FIFTEEN

Graduates are encouraged to visit the Student Financial Aid Website to enhance materials provided at the Exit Interview.

Borrowers of UMDNJ internal loans‚ including the Primary Care Loan‚ Perkins Loan and Loan for Disadvantaged Students can secure deferment and forbearance forms through the Student Loan Office data link.

Copies of the Exit Handbook are archived for easy access‚ 24 hours a day. Helpful links to servicing agencies‚ lenders‚ loan forgiveness programs and other helpful sites are provided.

Visit our website at www.umdnj.edu/faidweb

DIRECTORY OF IMPORTANT CONTACTS

1. AMERICAN FINANCIAL SERVICES
(AFSA) Loan Servicing Center
P. O. Box 7051
Utica‚ NY 13501–7051
1–800–835–4611
1–315–738–2232 (fax)
www.afsa.com

2. CHEMICAL BANK
Education Financing Group 300 Jericho Quadrangle
Jericho‚ NY 11753
1–800–648–7722

3. CITIBANK SOUTH DAKOTA‚ NA
GENERAL CORRESPONDENCE
P. O. Box 6191
Sioux Falls‚ SD 57117–6191

DEFERMENTS
P. O. Box 6192
Sioux Falls‚ SD 57117–6192

PAYMENTS
Citibank Student Loan
%Citibank South Dakota‚ NA
P.O. Box 6615
The Lakes‚ NV 88901
1–800–967–2400
1–605–357–2013 (fax)
www.studentloan.com

4. EDUCAID
Loan Consolidation
P. O. Box 92265
Los Angelos‚ CA 90009–2265
1–800–283–6221
www.afsa.com

5. EFG TECHNOLOGIES
(Formerly EDUSERV)

REPAYMENT
HPSL‚ PERKINS‚ UMDNJ INTERNAL‚ LDS‚ PRIMARY CARE
P. O. Box 810
Winston–Salem‚ NC 27102–1810

(GENERAL INFORMATION
CORRESPONDENCE
P.O. Box 2901
Winston–Salem‚ NC 27102–2901
1–800–334–8609

6. HEAL ORIGINATIONS (Formerly SALLIE–MAE Bank One HEAL)
LSC FLORIDA
P. O. BOX 59019
Panama City‚ FL 32412–9012
1–888–272–5543
1–800–828–0250 (fax)

GENERAL INFORMATION
P.O. Box 7300
Wilkes Barre‚ PA 18773–7300
1–800–345–6984
www.salliemae.com

7. KEY EDUC. RESOURCES & KNIGHT COLLEGE RESOURCES
(Formerly Key Bank/Society National)
AMSA
Medical Education Loans
745 Atlantic Avenue
Suite 300
Boston‚ MA 02111–2735
1–800–539–5363
www.key.com/educate

8. KIRKSVILLE COLLEGE OSTEOPATHIC MEDICINE
HEAL‚FSL & UFSL
NOW LOANS
800 West Jefferson
Kirksville‚ MO 63501
1–800–626–5266 Ext. 2076

9. KNIGHT COLLEGE RESOURCE GROUP
(Formerly Key Bank/Society National)
AADS
745 Atlantic Avenue
Suite 300
Boston‚ MA 02111
1–800–539–5363

10. MEDICAL COLLEGE ACCESS PROGRAM
c/o MedCap Processing Center
P. O. Box 5185
301 E. 58^th Street‚ North
Sioux Falls‚ SD 57104
1–800–633–2270 Ext. 290
1–800–658–3567 (Fax)

11. MEDICAL SOCIETY OF NEW JERSEY
Two Princess Road
Lawrenceville‚ NJ 08648
1–609–896–1766
info@msnj.ord (email)
www.msnj.ord

12. MEDLOAN (ALP Correspondence)
Customer Service
P. O. Box 6182
Indianapolis‚ IN 46206–6182
1–800–858–5050
1–317–595–1278
www.usagrooup.com

13. NEW JERSEY OFFICE OF STUDENT ASSISTANCE
NJCLASS Program
(Formerly NJHEAA)–For NJCLASS‚ FFEL
4 Quakerbridge Plaza
CN 540
Trenton‚ NJ 08625
1–800–792–8670
1–609–588–2390 (fax)

14. NEW YORK STATE HIGHER EDUC. SERVICES. CORP.
99 Washington Avenue
Albany‚ NY 12255

Loan Origination
1–800–642–6234
1–518–473–1688
1–518–486–7418 (fax)

Default
1–800–666–0991
www.hesc.com

15. PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY (PHEAA)
1220 N. 7th Street
Harrisburg‚ PA 17102
1–800–233–0557

CORRESPONDENCE
STUDENT LOAN SERVICING CENTER
P. O. Box 2461
Harrisburg‚ PA 17105–2461
www.phea.org

16. PENNSYLVANIA HIGHER EDUCATION
ASSISTANCE AGENCY (PHEAA)
Network Consolidation Program
1200 N. 7^th Street
Harrisburg PA 17105–2461
1–800–338–5000
1–717–720–3910 (fax)
www.phea.org

17. PNC BANK
Educational Loan Center
Customer Service
2600 Liberty Avenue
Suite 200
Pittsburgh PA 15222–4619
1–412–762–7827
1–800–762–1001

18. SALLIE MAE SERVICING CORP.
(Formerly Chase Manhattan Bank‚ N.A.)

CORRESPONDENCE
P. O. Box 59001
Panama City‚ FL 32412–9001
1–888–272–5543
www.salliemae.com

19. SALLIE MAE SERVICING CORP.

CUSTOMER SERVICE
P. O. Box 7200
Wilkes–Barre‚ PA 18773–7200
1–888–272–5543
1785–841–0234

20. STUDENT LOAN SERVICING CENTER

CORRESPONDENCE
P.O. Box 2461
Harrisburg PA 17105
1–800–233–0557

21. STUDENT LOAN OFFICE
University of Medicine and Dentistry of NJ
Liberty Plaza
335 George Street‚ 4^th Floor
New Brunswick‚ NJ 08903–2686
General Information & Deferment Request
1–732–235–9181
1–732–235–9236 (fax)
atwelldm@umdnj.edu (email)

22. STUDENT FINANCIAL AID OFFICE–NEWARK
University of Medicine and Dentistry of NJ
30 Bergen Street‚ ADMC 1208
Newark‚ NJ 07107–3000
1–973–972–4376
1–973–972–7436 (fax)
www.umdnj.edu

23. STUDENT FINANCIAL AID OFFICE–PISCATAWAY
UMDNJ–Robert Wood Johnson Medical School
675 Hoes Lane‚ C103
Piscataway‚ NJ 08854
1–732–235–4689
1–732–235–3264 (fax)
www.umdnj.edu

24. STUDENT FINANCIAL AID OFFICE– STRATFORD
UMDNJ–School of Osteopathic Medicine
40 East Laurel Road
PCC Building Suite 119
Stratford‚ NJ 08084
1–856–782–6008
1–856–782–6015 (Fax)
www.umdnj.edu

25. THE ACCESS GROUP

GENERAL INFORMATION
Deferment‚ Forbearance‚ Payment
P.O. Box 7430
Wilmington‚ DE 19803–0430
1–800–282–1550
1–302–477–4008 (fax)

26. THE ACCESS GROUP

(GRADUATE/PROFESSIONAL LOAN CENTER)
P.O. Box 8155
Harrisburg‚ PA 17105–8155
1–800–446–8210

27. THE EDUCATIONAL RESOURCES INSTITUE (TERI)
330 Stuart Street‚ Suite 500
Boston‚ MA 02116
P.O. Box 9123
Boston‚ MA 02117
1–800–255–TERI
1–617–426–0681
1–617–426–7114 (fax)
www.teri.org

28. USA GROUP GUARANTEE SERVICES
11100 USA Parkway
Fishers‚ IN 46038–9213
1–800–824–7044
1–317–595–1389 (fax)
www.uagroup.com

29. USA GROUP LOAN SERVICES

LOAN CONSOLIDATION

GENERAL CORRESPONDENCE
P.O. Box 6178
Indianapolis‚ IN 46206–6178
1–800–448–3533
1–317–596–8398 (Fax)
www.usagroup.com

30. CREDIT COMM SERVICES
(Credit Report Information)
P.O. Box 222546
Chantilly‚ VA 20153
1–800–777–9700
1–703–378–7260 (fax)
Fee: $32.90
www.creditcom.com

31. CRESTAR
Student Lending Department
Paragon Place
P.O. Box 27172
Richmond‚ VA 23261–7172
1–800–824–7045

32. NATIONAL CITY BANK
P.O. Box 7400
1411 Faulk Road
Wilmington‚ DE 19803
1–800–282–1550
1–302–477–4008 (fax)
www.accessgroup.org

33. BANK ONE
P.O. Box 6182
Indianapolis‚ IN 46206
1–800–858–5050
1–317–595–1278
www.usagroup.com

34. NORWEST STUDENT LOAN CENTER
P.O. Box 5185
301 E. 58^th Street‚ North
Sioux Falls‚ SD 57117
1–800–953–3938
1–605–575–4303 (fax)
www.norwest.com

35. GREAT LAKES HIGHER EDUCATION

CORRECTIONS
P.O. Box 7858
Madison‚ WI 53707–7858

DEFERMENT‚ FORBEARANCE‚ PAYMENT
P.O. Box 7860
Madison‚ WI 53707–7858
1–800–236–4300
www.glhe.org

36. SALLIE MAE
Smart Loan Origination
Telemarketing Department
P.O. Box 5400
Wilkes–Barre‚ PA 18773
1–800–524–9100
www.salliemae.com

37. NEBRASKA STUDENT LOAN PROGRAM
P.O. Box 8207
Lincoln‚ NE 68501–2507
1–402–479–6658 (fax)
www.nslp.org

USEFUL FINANCIAL AID RESOURCES

LENDERS DESCRIPTION

http://www.aamc.org American Association of Medical Colleges Includes information about the MEDLOANS program and debt management for borrowers.

http://www.salliemae.com Homepage of the Student Loan Marketing Association.

http://www.norwest.com/students/doc/medcap.htm Information about the MedCAP program and other private loan programs of Norwest Bank.

http://www.educaid.com Information about student loans through Educaid.

http://www.northstar.org Information about student loans through the Total Higher Education Loan (T.H.E.) program.

http://accessrgrp.org ACCESS Group lending progamâs web site.

http://keybank.com/educate Information about student loans through Key Bank. Also includes payment calculators for estimating loan payments.

OTHER RESOURCES

http://www.aads.jhu.edu:80 American Association of Dental Schools
website. Includes information about the DEAL program.

http://www.ed.gov U.S. Department of Education.

http://www.finaid.org A very good catch–all financial aid information index sponsored by the National Association of Financial Aid Administrators. Contains many useful links.

http://www.state.nj.us/treasury/OSA State of New Jerseyâs home page for financial aid.

http://www.hrsa.dhhs.gov/bhpr/dsa/dsa.htm Department Health and Human Serviceâs

Site for Title VII programs.

http://www.usagroup.com Guarantee agency website for information

about borrowing loans. Borrowers can acces their loan accounts serviced by USA Group.

UMDNJ Homepage – http://www.umdnj.edu Universityâs homepage‚ including the Financial Aid Office website‚ important links to other