FEDERAL DIRECT LOAN LIMITS - GRADUATE
GRADUATE AND PROFESSIONAL STUDENTS		Limit for Unsubsidized Loans	HEAL Limits	Total
Graduate Professional Students		$                      20,500	$                      12,000	$                      32,500
Graduates in Public Health
9 months		$                      20,500	$                      12,500	$                      33,000
10 months		$                      20,500	$                      13,889	$                      34,389
11 months		$                      20,500	$                      15,278	$                      35,778
12 months		$                      20,500	$                      16,677	$                      37,177
Medical/Dental School Students
9 months		$                      20,500	$                      20,000	$                      40,500
10 months		$                      20,500	$                      22,222	$                      42,722
11 months		$                      20,500	$                      24,444	$                      44,944
12 months		$                      20,500	$                      26,667	$                      47,167
AGGREGATE LOAN LIMITS FOR MEDICAL, GRADUATE PROFESSIONAL STUDENTS				Total Limits for Unsubsidized Loans
Graduate Professional Students				$              138,500
Medical School Students				$              224,000
FEDERAL DIRECT LOAN LIMITS - UNDERGRADUATE
UNDERGRADUATE DEPENDENT STUDENTS                                                                                                     (whose parents were not denied a PLUS Loan)	Combined Base Limits for Subsidized and Unsubsidized Loans	Additional Limit for Unsubsidized Loans	HEAL Limits	Total Limit for Unsubsidized Loans (minus subsidized amounts)
First-Year Undergraduate (Freshman)	$                         3,500	$                         2,000	N/A	$                         5,500
Second-Year Undergraduate (Sophomore)	$                         4,500	$                         2,000	N/A	$                         6,500
Third-Year and Beyond Undergraduate (Junior, Senior)	$                         5,500	$                         2,000	N/A	$                         7,500
Preparatory Coursework (for enrollment in an undergraduate program)	$                         2,625	$0	N/A	$                         2,625
Preparatory Coursework (for enrollment in a graduate/professional program)	$                         5,500	$0	N/A	$                         5,500
Teacher Certification Coursework	$                         5,500	$0	N/A	$                         5,500
UNDERGRADUATE INDEPENDENT STUDENTS                                                                                                 (and dependent students whose parents were denied a PLUS Loan)	Combined Base Limits for Subsidized and Unsubsidized Loans	Additional Limit for Unsubsidized Loans	HEAL Limits	Total Limit for Unsubsidized Loans (minus subsidized amounts)
First-Year Undergraduate (Freshman)	$                         3,500	$6,000	N/A	$                         9,500
Second-Year Undergraduate (Sophomore)	$                         4,500	$6,000	N/A	$                      10,500
Third-Year and Beyond Undergraduate (Junior, Senior)	$                         5,500	$7,000	N/A	$                      12,500
Preparatory Coursework (for enrollment in an undergraduate program)	$                         2,625	$6,000	N/A	$                         8,625
Preparatory Coursework (for enrollment in a graduate/professional program)	$                         5,500	$7,000	N/A	$                      12,500
Teacher Certification Coursework	$                         5,500	$7,000	N/A	$                      12,500
AGGREGATE LOAN LIMITS FOR UNDERGRADUATE STUDENTS	Limits for                       Subsidized Loans	Additional Limit for Unsubsidized Loans		Total
DEPENDENT UNDERGRADUATE STUDENTS                                                              (whose parents were not denied a PLUS LOAN)	$                      23,000	$                         8,000		$                      31,000
INDEPENDENTS UNDERGRADUATE STUDENTS                                                        (and dependent students whose parents were Denied a PLUS Loan)	$                      23,000	$                      34,500		$                      57,500