UMDNJ Information
EDUCATION RELATED STUDENT LOAN DEFERMENT
Postdoctoral fellows are eligible for an Education Related Deferment under
most federal loan programs. The specific qualification is that you be
"engaged in a full-time course of study in a Graduate Fellowship program.
To be eligible, the Graduate Fellowship program must:
- provide sufficient financial support to allow for full-time study for
a period of at least six months;
- require, prior to awarding of financial support, a written statement
from each applicant that explains the applicants objectives;
- require a graduate fellow to submit periodic reports, projects, or
other evidence of the graduate fellow's progress.
Postdoctoral Appointees at UMDNJ following the University's
Policy on Postdoctoral Appointees may be considered in a Graduate
Fellowship program and should be eligible for deferment of Stafford,
Perkins and similar loans under these guidelines. Education related
deferment forms can be obtained at the National Student Loan Program web
site.
Lending agencies may differ in their deferral requirements, and therefore
will make the final determination of eligibility.
Forms, along with a copy of your letter of appointment or other
documentation of your projected date of completion, should be submitted
for signature of a University Official to:
Office of Postdoctoral Affairs
UMDNJ Graduate School of Biomedical Sciences
65 Bergen Street, SSB 517
Newark, NJ 07107-3000
Applicants must be registered with the Office of Postdoctoral Affairs as a
Postdoctoral Appointee, with the name of your department and mentor.
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