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Credit Cards for UMDNJ Postdoctoral Appointees

The Office of Postdoctoral Affairs has arranged with Fleet Bank to offer credit cards and various other banking conveniences for UMDNJ Postdoctoral Appointees. This benefit is open to all UMDNJ postdocs, but may be of special significance to our international postdocs and graduate students, whose lack of credit history often prevents them from obtaining a credit card.

Credit cards with a maximum starting credit line of $500 can be applied for by completing an application form available through the Office of Postdoctoral Affairs. The completed application should be returned to the OPA with copies of two forms of identification, such as a current University ID, driver's license or passport. The form must be submitted to the bank by the OPA, and you must have a valid Social Security number.

In addition to the credit card, direct deposit of your payroll check will give you the following benefits:

  • Free checking with no minimum balance
  • Unlimited check writing
  • Free online banking and Fleet/Bank America ATM access
To receive an application for the credit card, please e-mail Ronda Mathis with your name and mailing address. Details will be included with the application form.

posted 7/13/04

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